The minimum Jacksonville auto insurance coverage is $10,000 Personal Injury Protection (PIP) and $10,000 Property Damage Liability (PDL) as long as you have a valid Florida tag, even if the vehicle is in another state or inoperative. There are no exemptions in the law. Additionally, if you have been involved in an accident, or have been convicted of certain offenses, you may be required to purchase Bodily Injury Liability (BIL) coverage.
If you don’t have Jacksonville Florida auto insurance, your driver’s license, along with your vehicle tag and registration can be suspended for up to three years, or until you can provide the state of Florida with proof of Florida auto insurance coverage. In addition, there are fees associated with these offences, including reinstatement fees and other fines.
You can obtain auto insurance in Jacksonville Florida by an insurance company licensed by the Florida Department of Financial Services.
Automobile insurers need a good idea of who they are offering their insurance to, so it’s important to answer the questions honestly and with accuracy. If you choose to purchase a policy, the company will then need your license and social security numbers to make a legal purchase. With this information the company will be able to verify your answers given in the initial questionnaire. If the information is different, your quote will change.
Consequences Failure to having financial responsibility, or auto insurance, in Florida will result in consequences of possible tickets, fines, suspension of vehicle and/or driver’s license, and possible jail time depending on the number of previous offenses. It may seem to be okay to drive without it, but in reality the chances are too great that you will be caught. Despite any efforts on your part to drive carefully, other members on your policy or the other drivers on the road may not exercise as much caution and you’d wind up involved in their accident. If you can’t afford auto insurance, you shouldn’t be behind the wheel of a car.
Anytime you’re looking for car insurance quotes for Jacksonville, Florida or even Tampa Auto Insurance, let us help you find the right insurer. Use our services free of charge and with no limits on how often you use them.
