A newly released study, posted online, shows which vehicles are the most expensive to insure this year. Needless to say, the high-priced powerful cars are at the top of the list. Regardless if you happen to be a good driver, with numerous years of driving experience and a clean driving history, acquiring Mercedes SL65 AMG will mean you need to pay over $3,500 a year in premiums.
It is worth noticing that 8 out of the first 14 cars in this list are Mercedes – SL63 AMG, S65 AMG, CL600, G55 AMG, CL65 AMG, CL63 AMG, SL550, SL65 AMG. Two models of each manufacture Auston Martin, BMW and Porsche complete the list.
Needless to say, in the event the SL65′s $198,750 suggested retail price is within reach, perhaps you don’t worry very much about saving money on auto insurance premiums. If you’re a typical car owner, your car insurance rate should really be a thing to consider when buying a motor vehicle. In fact, why search for the best offer on a vehicle only to discover it has outrageous insurance costs?
A vehicle’s insurance premiums for collision and comprehensive coverage are mostly dependant on that vehicle’s “loss history,” showing how often and what type of claims other motorists have typically filed for that model. Vehicles chosen for flash and speed – as well as vehicles usually selected by young, inexperienced motorists — compile claims and therefore have higher insurance rates.
Include a driver that has a record of traffic violations, claims or accidents and you have a recipe for genuinely painful auto insurance prices.
This year’s least expensive vehicle to insure will be the Chrysler Town & Country LX minivan. Its national average annual insurance premium is $1,091.80, one third of the price of insuring the Mercedes SL65 AMG.
The Toyota Sienna minivan and its LE version earn the No. 2 and No. 3 spots, respectively, on the list of cheapest cars to insure.
Discounts for added safety features also can bring insurance rates down. Such equipment consists of electronic stability control, which could help motorists avoid accidents, and overhead airbags.
